Calculate take-home pay using current UK tax rates for 2025-26
We'll calculate repayments based on your income
Important
Do not make financial decisions based off of the information on this site. This calculator uses 2025-26 UK tax rates and provides estimates for guidance only. Actual calculations may vary based on your specific circumstances. Please consult HMRC's official calculators or a qualified specialist.
UK Take-Home Pay Calculator is designed to help understand net salary after deductions. Using the 2025-26 HMRC tax rate, UK Take-Home Pay Calculator provides estimates for both employment and self-employment in the United Kingdom.
This calculator uses the official 2025-26 UK tax rates and thresholds published by HMRC. It provides estimates based on standard tax calculations, but individual circumstances may vary. Always consult HMRC's official resources or a qualified tax advisor for definitive calculations.
Yes! This calculator supports multiple income sources, including both employed and self-employed income. Simply click "Add Income Source" to include additional jobs or business income in your calculation.
The calculator includes all current student loan plans (Plan 1, 2, 4, 5, and Postgraduate loans) with their respective thresholds and repayment rates. Enable the student loan option and select your plan type for accurate repayment calculations.
Pension contributions are calculated as a percentage of your gross salary and are deducted before tax calculations, reducing your taxable income. This reflects the tax relief you receive on pension contributions in the UK.